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Two things everyone agrees on about the future of music cell phones; the business is going to be huge and no one has come up with the right model yet for dominating the market the way Apple dominates MP3 players with the iPod. But everyone is working hard to come up with the "killer app" that makes MP3-playing cell phones a must have.
What does this mean for you? If you've got to have a phone to play your MP3s, there are phones out there and they're getting better every day. But the longer you can carry both your iPod and your phone, the better your chances of catching that killer combo sometime in the near future.