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Do you hate the idea of using a Smartphone, or PDA cell phone, for two years, knowing the technology is going to be improved on within a year? Consider going with a one year contract, instead of the standard two year version.
Ask the dealer about the difference in price, the answer may surprise you. When it's time to shop for a replacement Samsung Smartphone or other model, do some research on the Internet, then try your local store, which may agree to match an offer found online.
Ask the salesperson about any extras they are promoting, and then ask for a discount on the price of your Smartphone or PDA cell phone if you agree to add the extra services and accessories. If you decide you don't like the extra features, you can always cancel them, and don't forget that accessories have a 30 day money-back guarantee.