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Rebates on cell phone purchases come in different forms. Cingular, for example, gives rebates in the form of debit cards that can be used like cash. These days, you can use debit/credit cards for almost anything -- paying bills, buying groceries, etc. Still, the card will not go into your bank account and it can be tough to spend the exact amount on the card. These cards come with an expiration date. Use them or lose them.