October 3, 2008, Newsletter Issue #170: No Credit Check Cell Phones

Tip of the Week

Ever tried to buy a cell phone and been turned down simply due to having bad credit? Fortunately, no credit check is required to purchase a no contract cell phone (also referred to as a prepaid cell phone). Minutes for no contract cell phones are purchased up front and can be refilled at any time.

Carriers such as Liberty Wireless feature the no credit check option. But beware: Unscrupulous wireless carriers may take advamtage of your less-than-ideal credit history. When shopping for a cell phone, decide how much you can afford to pay per month--err on the conservative side. That way, you'll repair your credit by repaying debts with the money you save on your cell phone bill.

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